top of page


N1 Plus Home and Commercial Loans

N1 Plus Home & Commercial Loans are funded by Pepper Money and managed by Zillion Finance Pty Ltd, a fully owned subsidiary of N1 Holdings Limited (ASX: N1H). Zillion Finance Pty Ltd holds Australian Credit Licence #389330 with both lending and mortgage broking authorisations. The parent company N1 Holdings Ltd is a leading expert in Australian property lending, with over a decade industry experience and settled over $2.3billions worth of loans.

N1 Plus provides property investors access to flexible finance solutions that cater to a diverse range of commercial and residential borrowers from prime to those with a slightly impaired credit history in an increasingly challenging and competitive market.

There are many things that make the N1 Plus  Home and Commercial Loans offering unique  to other specialist lenders, here are just a few:

  • The support of a highly experienced Business Development Manager 

  • Same day turnaround on initial decisions*

  • As each application is assessed on its individual merits, N1 Plus Home Loans provides a  more flexible solution every time 

  • One application provides access to multiple home loan solutions

  • Direct lines to the credit team assessing your loan, N1 Plus Home Loans keeps you  informed every step of the way

  • Dedicated Customer Service team to assist in priority service of your clients

  • Access to Loan Adviser for up-to-date reporting and statements

*Same day approvals for applications lodged before 1pm AEST (or 12pm in WA).

About: About

Does your company need our services? Message us today.

Get in Touch
About: Services


N1 Plus is committed to responsible lending. We recognise the importance of working with our valued distribution partners to ensure we all play our part in conducting business in an ethical and

responsible manner. Where the loan is regulated the introducer is expected to:

  • ensure compliance with the National Consumer Credit Protection Act and associated regulations, as well as guidance published by ASIC and the Australian Financial Complaints Authority (AFCA);

  • seek and verify information about the customer’s requirements and objectives and financial situation; and

  • not recommend a loan that are not unsuitable for a customer.

bottom of page